ROAD SHOW FOR UBL IPO AT LAHORE & QUETTA ON WEDNESDAY

Islamabad, May 31, 2005

After holding successful road shows for IPO of UBL shares at Karachi, Peshawar and Hyderabad, the Privatisation Commission is holding similar road shows at Lahore and Quetta on Wednesday June 01, 2005 at Sereena Hotel Quetta at 1700 while Lahore road show will be held at Avari Hotel at 1600 hrs. The series of road shows will be followed at Faisalabad, Gujranwala, Sialkot, Multan and Sukkur, which will also be participated by PC Board members. The subscription for initial public offering of United Bank Limited shares will open on June 3, which will remain open till June 8, 2005 during banking hours.

Continuing on the "Privatisation for the People" program of divestments shares of United Bank Limited ('UBL') through Karachi, Lahore and Islamabad Stock Exchanges and offer 10% shares to the general public with a green shoe option of additional 5% shares. Privatisation Commission has appointed AKD Securities (Pvt.) Limited as the Lead Manager for the IPO of ('UBL') after a thorough and comprehensive pre-qualification process. Shares will be offered in lots of two hundred (200) per applicant to pass on the benefit to a large section of the general public. Road shows will be conducted in a number of cities for informing the public and attracting maximum participation. The large quantity of shares offered will also add to the liquid share float in the market and add significantly to the investor base. The application forms can be downloaded from PC web site: www.privatisation.gov.pk or from the newspapers. The Privatisation Commission is set to offer 10% (51.8 million) shares of United Bank Limited ('UBL') (with a green shoe option of additional 5% shares) for the benefit of 388,500 citizens. The offer is being made to the general public at the rate of Rs.50/- per share. With a view to benefiting a larger cross section of the general public, only 200 shares per applicant are being offered requiring a total investment of Rs.10,000/- only. The Pakistani citizens, both, resident as well as overseas have been advised, to get their Computerized National Identity Cards (CNIC) and open their Bank and CDC accounts to avoid any inconvenience while submitting their applications. The Bankers to the offer have been issued instructions to guide and facilitate the applicants in this regard. UBL, the third largest banks in Pakistan, was privatized in October 2002 through a strategic sale in which 51% (264.18 million) shares were transferred along with management control. 25.5% (132.09 million) shares each were acquired by the Abu Dhabi Group and the Bestway Group for a total price of Rs.12.3 billion. The Government currently holds 49% of UBL's total 518 million issued shares.

UBL is a highly profitable bank with a good operational record. If the market response to the recent share offerings of OGDCL, SSGC, PPL and KAPCO gives any indication, an offer of shares of a bank like UBL would most likely receive a heavy response from the general investors. The listing of UBL would increase market capitalization significantly and would bring a worthwhile addition, rather a leader, to the banking sector companies listed on the stock exchanges.